Acadian Home Loans Inc., Home Mortgage Loans

Acadian Home Loans Inc.

A division of Gateway Mortgage Group, A MS Registered Mortgage Co

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30yr fixed 6.625% APR
15yr fixed 6.175% APR
30 yr fixed 2nd 10.87% APR
FHA 30yr 6.50%APR
VA 30yr 6.25% APR

Rates listed above are APR and with approved credit and subject to change without notice.

Acadian Home Loans Inc. offers a variety of loan programs to meet your needs. We work with the leading lenders in the industry to provide: *Loan Types* Conventional FHA and VA Non-Conventional Commercial Home Equity Lines of Credit Constuction Loans One-Time Close REHAB Loans *Property Types* Single Family Residence 2-4 Units Townhomes Condo's Modular Homes *Loan Programs* 100% purchase or refinance 100% rural property NO DOC Stated Income / Stated Asset 15 or 30 year fixed 4o year fixed due in 30 years 2/28 or 3/27 ARM Interest Only


We also have programs for the following credit situations: No rent history No tradelines Recent Bankruptcy Recent Foreclosure Fixed Income (disability, SSI etc.) Investment loans for rental property or 2nd homes High Debt Ratio's Self-Employed
Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $417,000 for the contiguous states, District of Columbia, and Puerto Rico or below $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $359,650 with closing costs of $7,193. Jumbo Loans (whose maximum loan amount exceed $417,000 for the contiguous states, District of Columbia, and Puerto Rico or exceed $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $1,000,000 with closing costs of $20,000. Your actual APR may be different depending upon these factors.